As of 2025, millions of UK residents will see their European Health Insurance Cards (EHICs) expire, necessitating a transition to the Global Health Insurance Card (GHIC). This change is crucial for travellers to understand to ensure continued access to necessary state healthcare during trips abroad.
Understanding the Transition: EHIC to GHIC
The EHIC provided UK citizens with access to state-provided healthcare during temporary stays in European Economic Area (EEA) countries and Switzerland. Following Brexit, the UK introduced the GHIC to replace the EHIC. Existing EHICs remain valid until their expiration dates, but with many set to expire in 2025, it’s essential to apply for the GHIC to maintain healthcare coverage abroad.
What Does the GHIC Cover?
The GHIC allows UK residents to receive medically necessary state healthcare in EU countries at the same cost as local residents. This includes treatments that cannot wait until your return to the UK, such as emergency care and management of pre-existing conditions. However, it is important to note that the GHIC is not a substitute for comprehensive travel insurance. It does not cover:
- Medical repatriation to the UK
- Treatment in private healthcare facilities
- Non-urgent treatments that can wait until you return home
Therefore, travellers are strongly advised to obtain travel insurance that covers these aspects in addition to carrying the GHIC.
How to Apply for the GHIC
Applying for the GHIC is straightforward and free of charge. You can apply online through the official NHS website. Be cautious of unofficial websites that may charge fees for application assistance. To apply, you will need to provide:
- Full name
- Address
- Date of birth
- National Insurance or NHS number
Each family member, including children, requires their own GHIC. You can add family members to your application during the process. Once approved, the card should arrive within 15 working days, so it is advisable to apply well before any planned travel.
Stay Informed and Prepared
As travel guidelines and healthcare agreements can change, it’s important to stay updated on the latest information before traveling. Regularly check the NHS website and official government travel advisories for the most current guidance. By ensuring you have a valid GHIC and comprehensive travel insurance, you can travel with confidence, knowing you’re prepared for any healthcare needs that may arise abroad.
